Amazon has made it really easy for us to buy things we want, like games and products. However, sometimes you’ll get a notice when you’re about to make a purchase that payment revision is required.
So, why does Amazon say payment revision needed? Here is what I discovered!
Why Does Amazon Say Payment Revision Needed?
1. There Are Internet Issues
When you’re trying to buy something online, there’s nothing more frustrating than a weak internet connection.
If you’re on a mobile device, it’s possible that the internet connection is too slow for Amazon to process your payment. This means that you may have to wait until the connection improves before you can make your purchase.
If you are using a computer, the issue could be with your browser or operating system. In this case, you may need to restart and/or update your computer before proceeding with your payment.
It’s also possible that there is an issue with Amazon itself—this could include anything from server maintenance or an outage at their end. If this is the case, there is nothing you can do except try again later when things are back up and running.
2. There Are Problems With the Bank
Similar to internet issues, your bank’s server itself can affect your Amazon online payment.
The way it works is that when you purchase something from Amazon, your bank will transfer money from your account to them. This is done through a process called ACH (Automated Clearing House).
However, if the connection between your bank and Amazon’s bank is down, this transaction won’t take place and the payment won’t go through.
Furthermore, the bank itself could be going through some server maintenance or outages.
Sadly, there’s nothing that you can do yourself to fix this. If you’d like, you can contact the bank just to make sure everything is alright.
3. You Have Insufficient Funds
One thing that may slip your mind while ordering your favorite product is the funds in your account. It may seem silly, but many of us fall for this.
When you have insufficient funds in your Amazon account, you won’t be able to make any payments. The best way to avoid this is by keeping track of your spending and setting up a budget.
If you don’t have enough money in your account, you can still buy items by setting up an Amazon Payment Plan or using another payment method.
4. There’s Unusual Activity in the Account
One of the reasons Amazon could ask for a payment revision is unusual activity. The unusual activity alert is usually triggered when a cardholder makes a significantly higher purchase than their previous purchases.
This can be a good thing, as it might indicate that the cardholder has received a raise or promotion. However, it could also mean that someone has stolen the card and is using it to make purchases.
Another way this alert is triggered is if the account owner ordered something out of the ordinary. For example, ordering 75 pairs of the same trouser. This doesn’t seem to make sense now, does it?
Because of the potential for fraud, Amazon will stop any activity associated with the card until they can confirm that the activity is legitimate.
5. Your Card Has Expired
If you’re like most people, then you probably have a credit card or two. Furthermore, we know it can be difficult to keep track of all those cards in your wallet.
But here’s the thing: if you don’t pay attention to your credit card expiration date, things could get hairy.
So before you contact Amazon or the bank, check your card’s expiration date. You’ll find it on the front or back of the card in a month/year format. If the date’s passed, then you’ve got your answer!
6. You’ve Reached Your Card’s Limit
A credit card limit is the maximum amount of money you can spend on your credit card.
It’s an important number to know because it determines how much you can spend and what you’ll owe when using your card.
If you have a low limit, it may be difficult to make large purchases from Amazon. In this case, consider using another payment method such as cash or check.
Moreover, if you’re using a debit card, you’re allowed a certain amount of spending per day. If you’ve exceeded the limit, chances are, the purchase won’t go through.
7. The Information Is Incorrect
The wrong information can affect your Amazon payment in a number of ways, including the shipping address or the email you’re using.
For example, if you enter the wrong name or email address and then try to change it, Amazon cannot confirm that you’re who you say you’re.
This will result in your order being canceled or not processing properly.
To Wrap Up
So, why does Amazon say payment revision needed? Most of the time, it’s for your own protection.
Online theft is one of the most common forms of theft out there. It’s best to make sure everything is correct before continuing with the payment.
Plus, it could just be an issue with the card or your internet connection. Anyways, most of these issues are easily fixable and you have nothing to worry about!